Contingency Crop Plan 2019Organic Corner
Programs & Schemes

NATIONAL AGRICULTURE INSURANCE SCHEME (NAIS)

The National Agricultural Insurance Scheme (NAIS/Rastriya Krishi Bima Yojana) has been under implementation in the Gujarat State since its introduction by the Govt. Of India in the Rabi / Summer 1999-2000 season. The main aim of the scheme is to stabilize farmers’ income, particularly in disaster years by providing insurance coverage and to provide financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pest and diseases.

A total of 26 crops are covered under the scheme as mentioned below. Kharif Crops: - Paddy, Bajra, Maize, Ragi, Sorghum, Tur (Arhar), Green Gram. Black Gram, Math, Groundnut, Sesamum, Castor, Cotton and Banana. Rabi- Summer Crops: - Irrigated Wheat , Un- Irrigated Wheat, Gram, Rape seed/Mustard, Summer Bajra, Summer Groundnut, Potato, Onion, Garlic, Cumin, Fennel and Isabgul.

Agriculture Insurance Company of India Ltd. (AIC) is an implementing agency for NAIS. AIC collects premium, & calculates, sanctions the applicable claims, receives the claims share from concern Government and settles the claims through nodal banks.

The scheme is implemented on area approach. Taluka is the unit of insurance in the state. The claims under the scheme are calculated on the basis of reduction in the yield per hectare for that year as compare to threshold yield based on the average yield per hectare of last five/three years. The yield per hectare is estimated on the basis of Crop Cutting Experiments (CCEs) being conducted by the Agriculture Department of State Govt.

Eligibility criteria

All farmers growing the notified crops in the notified areas are eligible for coverage.

The scheme covers following group of farmers:

  • On a compulsory basis : All farmers growing notified crops and availing Seasonal Agricultural Operations (SAO) loans from Financial Institutions i.e. Loanee Farmers.
  • On a voluntary basis : All other farmers growing notified crops (i.e. Non-Loanee farmers) who opt for the Scheme.

Benefits of the Scheme

All farmers can participate in this scheme. Farmers are provided financial support in the event of failure of any of the notified crop as a result of natural calamities, pest and diseases.

How to get benefits of the scheme

Farmers growing notified crops in notified area and who avail seasonal agricultural Operation loans (crop loans) from financial institutions are covered compulsorily While, other farmers who do not avail crop loan, can participate in the scheme voluntarily by paying premium for notified crop to nodal bank of concern notified area.

Forms or GR related to scheme

Farmers need to contact financial institution (Co-operative society / Bank) to participate in the scheme.

National Agriculture Insurance Scheme
Season /year Sum of Farmers Sum of Area in HECT. Sum of Sum Insured (Rs.) Sum of Premimum (Rs.) Sum of Subsidy (Rs.) Sum of Claims (Rs.) Sum of Far Mers Bene Fitted
Kharif- 2000 1182822 2447306.92 16565133529.00 627668484.00 87291967.00 7691611581.96 975292
Kharif- 2001 1254412 2429282.21 19799970062.95 735826887.46 83048109.97 1485536796.92 262013
Kharif- 2002 1168727 2280315.64 20275105433.00 875686237.87 77388267.16 7259579197.20 671453
Kharif- 2003 1016429 2183095.65 19102712240.50 985270054.29 58657773.11 58342792.07 15114
Kharif- 2004 1067887 2216951.04 19861991155.00 1084406946.57 32810132.44 2921835233.37 346955
Kharif- 2005 879618 1891593.97 19928253492.27 849025610.22 27052274.17 320795058.90 34384
Kharif- 2006 863613 1820439.14 21162896878.00 821999362.78 25665686.85 5845809352.55 450226
Kharif- 2007 824923 1748610.83 22160869229.07 815533552.10 25098050.95 227446371.68 35306
Kharif- 2008 813458 1794250.34 23241336349.91 826352517.91 24307450.05 4669228824.91 283165
Kharif- 2009 914567 1995989.99 29441752299.31 1039649813.72 31206292.59 8010984481.40 530206
Kharif- 2010 927050 1989699.45 33233710205.34 1159375743.36 35211962.63 680015909.63 70240
Kharif- 2011 976483 2083817.98 41270019060.77 1437716671.63 44876079.27 3165328568.87 259839
Kharif- 2012 1143768 2472759.62 60648124386.70 2334778371.75 301838085.47 21903933893.82 850622
Rabi- 1999 14818 26123.30 200713407.00 4313307.00 670821.50 21802361.93 7915
Rabi- 2000 32126 62707.35 359466573.00 7794642.00 1056134.50 27094231.78 8452
Rabi- 2001 28386 47132.25 330701448.00 6254896.00 732581.20 5150229.13 10517
Rabi- 2002 26750 42646.76 353259520.00 8440848.03 765158.64 23863855.30 8381
Rabi- 2003 20127 34521.90 357091956.00 8191276.93 457724.60 198580.52 51
Rabi- 2005 11459 20307.57 265845700.00 4236412.47 113314.58 236844.88 500
Rabi- 2006 14080 25864.61 397192654.00 7016754.01 210779.46 5272986.96 3984
Rabi- 2007 14472 25834.15 351543700.00 6738895.00 185932.10 11284256.26 2169
Rabi- 2008 28232 56416.51 760822243.00 13703213.00 445701.50 114884176.91 22327
Rabi- 2009 33852 67064.06 1106925634.20 18554223.73 603448.70 46957626.20 6550
Rabi- 2010 39015 80747.89 1446618894.00 27978349.51 874423.25 29680523.54 6759
Rabi- 2011 33282 72199.65 1521959758.40 23269641.92 725305.22 25084568.54 5810
Rabi- 2012 32772 71200.99 1581810394.34 27528815.88 891572.15 117282200.85 16035
Kharif Total 13033757 27354112.78 346691874321.82 13593290253.66 854452131.66 64240448063.28 4784815
Rabi Total 329371 632766.99 9033951881.94 164021275.48 7732897.40 428792442.80 99450
Grand Total 13363128 27986879.77 355725826203.76 13757311529.14 862185029.06 64669240506.08 4884265
  • http://india.gov.in, The National Portal of India : External website that opens in a new window
  • Office of The Chief Electoral Officer, Gujarat State : External website that opens in a new window
  • http://india.gov.in, Soil Health Card : External website that opens in a new window
  • http://agricoop.nic.in/, Department of Agriculture & Cooperation : External website that opens in a new window
  • http://www.icar.org.in/, Indian Council of Agricultural Research : External website that opens in a new window
  • http://www.imd.gov.in/, Indian Meteorological Department : External website that opens in a new window
  • Vibrant Gujarat Summit 2019
  • DigiLocker
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